PayPal Credit

What is PayPal?

PayPal is an easy and quick way to send and request online payment service that allows individuals to transfer electronically. You can simply transfer them to friends and family, shop and much more.

How to apply for PayPal account ?

Its really easy to sign up for PayPal account. You will be asked to fill in a short form with some basic information and you are done within a few seconds. If application approved, you’ll have a credit limit to you account and start using it at thousands of stores.

Who Can Apply ?

  • You must be a UK Resident ages 18 years or older
  • You must have a good credit history
  • You must have not recently been declared bankrupt

What is PayPal credit ?

Unlike credit cards, PayPal doesn’t offer rewards but it offers some special payment plans with longer interest free terms.

Like, our 0% interest free offer. Simply spend over £99 and you will be rewarded with 0% interest for 4 months on that purchase. An interesting thing is that whenever you spend over £99 you will automatically get this offer.

Representative example

Representative                  Purchase interest rate               Assumed Credit lAPR (variable)                  19.9% p.a. (variable)                  £1,200

This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.

How does PayPal credit works ?

Get a credit decision on seconds

You can use PayPal credit by just answering few quick questions, and if approved usually within seconds you are ready to purchase.

Use anywhere PayPal is accepted ?

You can use your PayPal credit over thousands of websites offering this checkout option.

No annual fees

The convenience of buying now and paying over time has the added benefit of no annual fee.

Payment reminders

We send you payment reminders as everyone is busy and sometimes it gets off the mind.

Easy Management

PayPal account can be managed on any device either desktop, tablet or your smart phone.

Easy installments

Monthly instalment offers at selected merchants so you can spread the cost over longer periods.


Your account details are never shared and buyer protection covers your purchases.

Shop fast

Easy and quick checkout with just your email address and account password.